Parametric crop insurance, delivered over WhatsApp

We watch your fields
from space.

AgriWatch warns smallholder farmers before the drought hits — then pays them automatically the moment it does. Any phone. Any language. No app to install.

Sentinel-2NASA POWEROpen-MeteoWhatsAppM-Pesa
9:414G ▮▮▮

AgriWatch

online

⚠️ Alerte sécheresse — millet

Bonjour Amara. Vos cultures montrent des signes de stress, et très peu de pluie est prévue.

1. Arrosez tôt le matin
2. Paillez le sol
3. Attendez la pluie avant l'engrais

09:41
Payout sent

$15.00

M-Pesa (simulated)

Ref AW-6099C6E6 insured
Reply with a question…

The gap

The people who grow most of our food are the least protected from losing it.

500M

smallholder families grow most of the world food

70%

of the world food supply comes from them

75%

of their climate risk is completely uninsured

31%

have no access to climate information at all

How it works

Three moves: watch, warn, pay.

01

Watch

Every farm is monitored from orbit and ground weather stations — continuously, automatically.

  • Sentinel-2 crop health (NDVI)
  • NASA POWER + Open-Meteo rainfall
  • FAO drought thresholds per crop
02

Warn

When risk climbs, Claude writes a clear alert in the farmer's own language with 3 actions.

  • Arabic, Swahili, French, English
  • Plain language, no jargon
  • Delivered on WhatsApp / SMS
03

Pay

If drought is confirmed, a parametric payout reaches the farmer's mobile money in seconds.

  • No claim form, no inspector
  • Instant M-Pesa / Orange Money
  • Receipt with a transaction reference

The moment that matters

$15 lands on a farmer's phone the instant the satellite confirms drought.

No claim form. No inspector. No waiting weeks while the harvest dies. The measurement is the trigger — so the payout is instant, and cheap enough to reach everyone.

See it happen live
NDVI — crop health−45% vs season
Risk: CRITICAL · 82/100rain 4.2mm/wk
Payout fired$15.00

No hardware required

Satellites, not drones.

Drones watch one field at a time and someone has to fly them. AgriWatch reads free, global Sentinel-2 imagery that already revisits every farm on Earth every few days — then fuses it with rainfall and forecast data so clouds never blind us.

Nothing for farmers to buy, charge or repair
Covers millions of farms at once
Works in the most remote villages
Weather data fills in on cloudy days

Built for the last mile

Everything works on the phone a farmer already owns.

Speaks their language

AI-written alerts in Arabic, Swahili, French and English — warm, simple, and actionable.

Any phone, no app

Works over WhatsApp and SMS. A basic handset is all a farmer needs to be covered.

Automatic payouts

Parametric triggers mean money moves the instant data confirms loss — no paperwork.

Satellite + weather fusion

Crop imagery and rainfall combine, so a cloudy day never leaves a farm unwatched.

Two-way onboarding

Farmers register with a single message. Replies are answered in their language.

Scales to a nation

One satellite pass covers thousands of farms — built for millions, not dozens.

Pricing

From one farm to one nation.

Premiums are tiny because payouts are automatic. Most farmers are sponsored by co-ops, NGOs and governments — so coverage reaches the people who need it.

Farmer

Free· 30-day trial

Then ≈ $3 / season for an individual smallholder plot.

  • Satellite + weather monitoring
  • Multilingual WhatsApp alerts
  • Auto-payout up to $15
  • Crop-specific advice
Start free
Most deployed

Cooperative

$2.50/ farmer / season

For co-ops, microfinance and input suppliers covering many farmers at once.

  • Bulk onboarding & co-op dashboard
  • Auto-payout up to $50
  • Priority alerts & advisories
  • Loan & input-bundling ready
Cover your members

Institution

Custom· per programme

For governments, insurers and NGOs running national-scale resilience programmes.

  • Monitoring API & white-label
  • Reinsurance integration
  • Unlimited farms & regions
  • Impact reporting & SLAs
Talk to us

Indicative pricing for a hackathon demo — real premiums are set with reinsurance partners.

Protect the next harvest.

See the whole flow — satellite to payout — in under a minute.